Financial & Advisory Services For Underserved Communities
Focal Development Finance Limited is a development finance institution based in Uganda that specialises in offering financial and advisory services to underserved communities.
We understand the crucial role that micro and small enterprises play in boosting economic growth and creating job opportunities. Therefore, we are dedicated to supporting these enterprises by providing the necessary resources and assistance to help them thrive.
Products & Services
FDF Business Loan
FDF Soft Credit Finance
FDF Advance Credit FinanceFDF Business Loan
The FDF Business Loan is a financing option designed to assist micro and small entrepreneurs in achieving a variety of objectives, from working capital to asset procurement. Here are the product features and benefits:
Product Features
- Loan term of 2-12 months
- Repayment schedules tailored to business cash flow
- Affordable interest rates
- Efficient credit processing
FDF Soft Credit Finance
The FDF Soft Credit Finance is designed to provide micro and small entrepreneurs with capital for small short-term needs. Here are the key features of the program:
Product Features
- Loan term of 4-5 weeks
- Weekly repayments
- Fee-based financing
- Available unsecured for business loan clients with an excellent credit history
- Quick credit processing
FDF Advance Credit Finance
FDF Advance Credit Finance provides a credit facility catering to short-term requirements of micro and small entrepreneurs. Below are its product features and benefits:
Product Features
- Loan term of one month
- Lump-sum repayments
- Fee-based financing
- Available unsecured for business loan clients with an excellent credit history
- Quick credit processing.
Growth and Development of Micro and Small Enterprises
We are devoted to promoting the success and progress of micro and small enterprises in Uganda. We recognise the critical role these enterprises play in driving the economy and generating employment opportunities. Our team provides essential financial and technical support to help these businesses flourish, contributing to the nation’s overall growth and development.
Basic Credit Requirements
Business Location
The business and borrower’s residence must be located within the branch’s reach.
Income Criteria
Agriculturalists must have at least one off-farm income.
Collateral Types
Movable and Immovable.
Personal Guarantor
A personal guarantor is necessary.
Experience Criteria for Agriculturalists and other Businesses
Agriculturalists must have at least one year of experience, whereas other businesses require at least six months of experience.